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OVER the
past years, life expectancy has increased rapidly. In
the 1950s a man was expected to live less than 70 years
and a woman slightly more. Today life expectancy is more
than 80 and rising.
Since
people are living longer, their numbers are increasing
rapidly and this “gray power” has political and economic
clout; senior citizens have marked consumer traits in,
among other things, real estate, in which they have
special residential needs. Many senior citizens receive
pensions that allow them to enjoy a relatively high
standard of living, which means a high degree of
consumer spending.
The 2000
Census of Population and Housing placed senior citizens
(60 years old and over) at 4.6 million or 5.97 percent
of the Philippine population. From 3.7 million in 1995,
elder population has increased by 22.18 percent. It is
estimated that by 2010, their population will reach an
estimated 7 million.
Senior
citizens are a gold mine in terms of consumer spending.
Contrary to views that older folks prefer to lounge all
day at home, companies are realizing that they are very
active in the marketplace with specific needs that must
be serviced. Retirement has given the elderly more free
time to spend in malls and recreation centers. With
their savings, they intend to enjoy life to the fullest.
With the
statistics on the growing number of senior citizens,
business strategists are projecting that the gray market
will be the fastest growing household segment across
Asia with an average growth rate of 5.5 percent across
12 countries, including China, Hong Kong, India,
Indonesia, Japan, Korea, Malaysia, Philippines,
Singapore, Taiwan and Thailand. By 2014, it is estimated
that discretionary spending by elderly consumers will
reach $252 billion a year in Japan and $101 billion in
urban China.
The
elderly is not just limited to buying for “more things”
but are more interested to acquire “new experien-ces,” a
fact taken advantage by “techie” companies as more and
more invest in product development and advertising to
make their camcorders, digital cameras, mobile phones
and other high-end gadgets appeal to seniors.
But more
than their consumer power, the elderly have been
recognized by the state because of their contribution to
society, especially in their younger and more productive
years.
In the
Philippines, the national and local governments have
instituted laws and ordinances to protect and give
preferential treatment to these special individuals. For
one, commercial and government establishments provide
special lanes to provide quick service to older folks,
such as in filing for business permits/licenses or
government certificates.
This
preferential treatment was made possible by Republic Act
9257 or the Expanded Senior Citizens Act of 2003. The
Act aims to “give full support to the improvement of the
total well-being of the elderly and their full
participation in society.”
Section
4 of RA 9257 grants senior citizens 20 percent discount
on all goods and services, regardless of amount, from
establishments (duly licensed by the local government)
such as hotels, restaurants, recreation centers,
drugstores and funeral parlors.
They are
also given discount on admission fees in theaters,
cinema houses, concert halls, circuses, carnivals and
other similar places of leisure and entertainment; same
with fare for domestic air, sea travel and public land
transportation such as railways, skyways, buses and
jeepneys.
The
government health facilities give them free medical and
dental service, which include x-rays, computerized
tomography scans and blood tests. In private-health
facilities, fees to these services including doctor’s
professional fees are reduced by 20 percent.
For
those who wish to pursue post secondary, post tertiary
or vocational studies, they are entitled to
scholarships, grants, financial aid subsidies and other
incentives that include support for books, learning
materials and uniform allowance.
To avail
themselves of these privileges, the senior citizen has
to present an ID issued by the City or Municipal
Mayor/Office of Senior Citizens Affairs (Osca) or of the
barangay captain of the place where the individual
resides. Aside from this, a passport or any other
document establishing that the elderly is a Filipino
citizen and is at least 60 years of age can be accepted.
For
basic commodities, the Department of Trade and Industry
(DTI) issued Department Administrative Order (DAO) 03,
Series of 2005 granting 5-percent discount to senior
citizens in their purchase of basic necessities and
prime commodities. Covered under the DAO are canned
sardines, tuna; evaporated, condensed and powdered
filled milk; coffee; bread; white and brown sugar;
cooking oil; instant noodles; luncheon meat, meat loaf,
corned beef, frozen/refrigerated/preserved ready to cook
pork, beef and chicken; powdered, liquid, bar laundry
and detergent soap.
When
availing of the discount privilege, senior citizens have
to present the purchase booklet that is distributed by
the Osca established under the Office of the Mayor.
Discount
under DTI Administrative Order covers a total of P650
purchase per week without carryover of the unused
amount. In cases where a senior citizen cannot
personally purchase, the person may by written authority
appoint a representative to transact with the retailer
on his behalf.
The
National Coordinating Monitoring Board (NCMB) oversees
and monitors the implementation of R.A. 9257 or the
“Expanded Senior Citizens Act of 2003.” It is composed
of representatives from the Department of Social Welfare
and Development (chairman); Interior and Local
Government (vice chairman), and members from the
Departments of Justice, Health, the Coalition of the
Service for the Elderly, Louie de Marillac Foundation,
Federation of Senior Citizens Association of the
Philippines, Alliance of Retired Postal Employees and
Senior Citizens Inc. and Veterans Federation of the
Philippines.
Senior
citizens or their family members may inquire from the
NCMB at 931-8130 or at the Osca Office in their
locality.
Preferential treatment to the elderly is an appropriate
respect accorded to those who contribute to nation
building and have lived long to see the fruits of their
labor. The discounts, assistance and free service are a
fitting treat to the old but wizened consumer who still
wants to experience the good life.
* * *
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