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  • Villar wants no-fault insurance
    for migrant Filipino workers
     
    By Butch Fernandez
    Reporter
     

    SENATE President Manuel Villar Jr. wants a simplified application of the no-fault insurance system for migrant Filipino workers in a bid to check the rising number of workers victimized by illegal-recruitment syndicates.

    Noting that the no-fault insurance is traditionally associated with motor vehicles, Villar believes that “the same program can be applied where illegally recruited workers can receive direct payment or reimbursed by insurers regardless of their fault in the incident, in this case, in the application for overseas employment itself.”

    In a statement, Villar explained that the no-fault insurance is a form of indemnity plan in which the person injured in an accident or misfortune receives direct payment from the company with which they themselves are insured.

    He added that the no-fault insurance eliminates the need for victims to establish another’s liability or fault, through a civil case. “It has proven to be an effective system as it leads to quicker settlement and reduce bureaucratic layers in resolving issues,” he said.

    Villar confirmed that he has asked the Senate Oversight Committee on Labor and Employment, the Department of Labor and Employment and its agencies to “study the matter urgently” as he cited official data showing that at least one out of eight migrant workers leaving the country is a victim of illegal recruitment.

    Villar suggested that in order to support the migrant workers’ no-fault insurance fund, “a percentage of what we pay in the passport processing or in the travel tax, or in the embarkation fee may be earmarked for the purpose.”

    “Migrant workers are leaving the country with the prospect of greener pasture for their families. A number of migrant workers are successful, proving that the Filipinos can excel in whatever field. But there are Filipinos who, in addition to having suffered the hardships of illegal recruitment, have to go through the complexity of legal procedures to claim indemnification or even refund of the fees they paid,” Villar said.

    At the same time, Sen. Loren Legarda called on President Arroyo to take a more active role in getting justice for two “unfortunate workers,” one reportedly held hostage and raped by her employer in Saudi Arabia and another believed to have been murdered in the Kabd Desert in Kuwait.

    In a resolution, Legarda, likewise, asked the Senate Committee on Labor, chaired by Senate President pro tempore Jinggoy Estrada, to conduct a full-blown inquiry into both cases, saying the two workers, both domestic helper, deserved better attention from the government.

    The woman held prisoner in Saudi Arabia, according to Legarda, is an Ifugao who hails from Quirino. It was learned that she managed to call her husband to report that she had been raped by her employer and four of his friends, one of whom even videotaped the incident. 

    But, while the worker from Ifugao is still alive, the second Filipino woman, identified as Fatima Sagadan Maulana, 42, of Carmen, North Cotabato, was believed to have been killed then raped on May 9. Kuwaiti authorities discovered her decomposing body on May 16. Philippine Ambassador to Kuwait Ricardo Endaya has reported the discovery of her body to Manila and the embassy has already contracted the services of a private lawyer to help ensure protection of the rights of the victim in the ensuing investigation. The assailant was reportedly arrested and is now facing charges.

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